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For some, 2021 has flown by—and as we approach the last quarter of the year, it's a good time to begin planning for the next one. Year-end planning is especially important for retirees and those hoping to retire in 2021 or 2022. There are tax and income strategies you might consider regarding your financial assets.

The rules pertaining to Individual Retirement Account (IRA) beneficiaries can be complicated. Here is a quick look at the limitations the Internal Revenue Service (IRS) places on the beneficiaries of IRAs.

A 529 plan is a state-sponsored tax-advantaged plan designed for saving for future education expenses authorized by Section 529 of the Internal Revenue Code. If used for education, the assets grow tax-free.

If you've moved beyond basic financial advice—live below your means and set aside funds for a rainy day—you may be wondering what to actually do with these rainy-day funds.

Unbeknownst to many investors, companies have the option of offering their employees a new different type of tax-advantaged retirement plan: the Roth 401(k).

Whether you're applying for your own college aid or helping your teen get started on their college applications, you've probably heard of the Free Application for Federal Student Aid (FAFSA). This document holds an important place in the college aid process and may even impact the college or university you attend.

Charitable giving is a term often heard around the holidays, or in some cases, around tax season. Nonprofit charitable organizations often rely on contributions from businesses and individuals to help them accomplish their goals and provide the products, programs, and services needed. Below are just a few of the reasons why giving to charity is important.

Changing Times, Changing Needs

There are dozens of ways to craft a budgeting plan, and it differs depending on what it is you’re budgeting for. Smaller purchases, while still requiring self-control, are a little easier to budget for than things like a vacation, a new home, or a new car. There are steps you can take to account for bigger purchases later on.

Make a list of priorities.

Nine of every 10 U.S. families with children have at least one working parent.¹ Though working parents make up one of the largest demographic groups in the country, they face many challenges—from the cost of childcare to inconvenient scheduling issues. There are a few steps working parents may wish to take to smooth the path ahead, both financially and logistically.